Expert offers insights on Hurricane Helene’s lingering impacts on Appalachia

Emily Satterwhite, professor and the director of the Appalachian Studies program in the Department of Religion and Culture, is familiar with the phases of flood recovery efforts. She shares insights on Hurricane Helene’s lasting impacts in Appalachia as well as the best ways to help during the current stage of recovery.

HOW COULD RISING SEA LEVEL IMPACT THE NATIONAL FLOOD INSURANCE PROGRAM?

Insurance policy premiums from the National Flood Insurance Program (NFIP) allow policyholders to maintain a lower, grandfathered rate even when the risk escalates. But as coastal flooding increases due to rising sea level and more intense storms, new research published in the journal Risk Analysis suggests this grandfathered policy could lead to big losses for the NFIP.

A team of experts led by Carolyn Kousky, executive director of the University of Pennsylvania’s Wharton Risk Management and Decision Processes Center, studied the effect of sea level rise on a New York City neighborhood to illustrate how grandfathered rates could impact both policyholder premiums and program revenue for the NFIP over the next 30 years. Their results project losses to the NFIP as flood risk grows in the coming decades.