Sky-high surprise bills from air ambulance flights possible for many patients

When an emergency dispatcher calls for a helicopter to fly a critically ill patient to a hospital, they don’t have time to check whether they take the patient’s insurance. But after those patients land, 72% of them could face a potential “surprise bill” because their ambulance provider isn’t “in network” with their insurance, a new study of people with private insurance finds. So could 79% of those transported via ground ambulance.

ACA has helped protect low-income patients from catastrophic spending for surgery

n the years after 2014, when the Affordable Care Act’s health insurance marketplaces were established, low-income patients who underwent a surgical procedure saved an average of $601 in out-of-pocket spending and $968 in premium spending per year, compared to before the marketplaces existed. Those low-income patients also had a 35% lower chance of having catastrophic levels of household medical spending.

However, for middle-income patients, spending levels were about the same before and after the marketplaces began.

Affordable Care Act helped make health insurance access more equal, but racial and ethnic gaps remain

As the Affordable Care Act turns 10, a new study shows it has narrowed racial and ethnic gaps in access to health insurance – but definitely not eliminated them.
Both the percentage of people 19-64 who lacked health insurance, and the size of the health insurance gap between white, African-American and Hispanic Americans, shrank. From 2013 to 2017, the gap between blacks and whites narrowed 45%, and the difference between Hispanics and whites narrowed 35%.

1 in 5 operations may lead to surprise bills, even when surgeon & hospital are in-network

As if recovering from surgery wasn’t hard enough, a new study shows that one in five operations could result in an unwelcome surprise: a bill for hundreds or thousands of dollars that the patient didn’t know they might owe.
On average, that potential surprise bill added up to $2,011. That’s on top of the nearly $1,800 the average privately insured patient would already owe after it paid for most of the costs of their operation.

Middle-Aged Adults Worried About Health Insurance Costs Now, Uncertain for Future

Health insurance costs weigh heavily on the minds of many middle-aged adults, and many are worried for what they’ll face in retirement or if federal health policies change, according to a new study. More than a quarter of people in their 50s and early 60s lack confidence that they’ll be able to afford health insurance in the next year, and the number goes up to nearly half when they look ahead to retirement.

WHEN CAREGIVERS NEED CARE

People who regularly care for or assist a family member or friend with a health problem or disability are more likely to neglect their own health, particularly by not having insurance or putting off necessary health services due to cost, according to a study published by the American Psychological Association.

Out-of-network costs soar for non-emergency hospitalizations

The out-of-pocket financial burden for insured working Americans is substantial and growing – especially when it comes to out-of-network, non-emergency hospital care, a new study has found. Researchers at The Ohio State University analyzed claims from more than 22 million enrollees in private insurance plans and found that out-of-pocket costs for non-emergency out-of-network hospital care nearly doubled in five years.